Lending Criteria
We consider each case on its own merits. As a general guide, we lend according to the following criteria:
Details
Criteria
Property Type
Residential & Mixed-Use
Type of Charge
First charge and second charges
Borrower
Businesses and individuals (loans for business purposes only)
Max. LTV
75%
Max. Loan Term
Up to 12 months (extensions considered without exceeding LTV)
Loan Size
£100,000 to £2,000,000
Interest Rate
From 0.80% Per Month
Interest Payment
Serviced Monthly, Rolled up or Retained
Condition
Finished, light or heavy refurbishment, and small-scale development
Location
Location England and Wales
Credit History
Imperfect previous credit history acceptable
(borrower and associated parties will need clear current credit status)
Purpose
Unregulated loans for business purposes, including but not limited to acquisition, auction finance, capital
raising, bridge to let, refinance and developer exit
Details & Criteria
Property Type : Residential & Mixed-Use
Type of Charge : First charge and second charges
Borrower : Businesses and individuals (loans for business purposes only)
Max. LTV : 75%
Max. Loan Term : Up to 12 months (extensions considered without exceeding LTV)
Loan Size : £100,000 to £2,000,000
Interest Rate : From 0.80% Per Month
Interest Payment : Serviced Monthly, Rolled up or Retained
Condition : Finished, light or heavy refurbishment, and small-scale development
Location : England and Wales
Credit History : Imperfect previous credit history acceptable
(borrower and associated parties will need clear current credit status)
Purpose : Unregulated loans for business purposes, including but not limited to acquisition, auction finance, capital raising, bridge to let, refinance and developer exit
Please note Titan Finance only undertake unregulated lending. We do not undertake any regulated lending or mortgages including owner occupied properties.